American National Credit Insurance Division

American National’s Credit Insurance Division (CID) is recognized as one of the leading writers of credit-related insurance products in the United States. With over 60 years of experience in the industry, CID has earned a reputation as an industry leader by offering a wide variety of competitive products and services to the financial marketplace and supporting them with member-focused service. We are continually striving to enhance the value and service provided to both members and producers. Our experienced staff will take the time to understand your organization’s needs and design a program around your unique situation.

Our Mission…

Embraces key principles that are important to both clients and employees:

  1. We will earn the trust of our customers and of our diverse distribution partners by always acting with integrity and fairness and by working to exceed expectations;
  2. We are committed to teamwork and continuous improvement in all that we do;
  3. We will be prudent stewards of our assets, conservative navigators of risk, and steadfast in our resolve to preserve and enhance our reputation for enduring strength and success.
Our Vision…

“To be a leading provider of financial products and services for current and future generations,” very clearly and succinctly defines who we are.

Our Values…

The family of companies’ values can be defined in a simple acronym – FIRST:

  1. Financial Strength – We are dedicated to financial stability and profitable growth to honor our promises to our insured, to create opportunities for our employees and business partners, and to provide a fair return to our shareholders.
  2. Integrity – Do what’s right! Always! We adhere to and place great importance on ethics, integrity, and compliance. We are individually accountable for demonstrating the highest standards of each to earn our client’s trust.
  3. Respect – The golden rule! We will treat all people with empathy, compassion, and dignity. We view our business as one of the relationships, not transactions. We are committed to making a meaningful difference in the lives of our clients and our team.
  4. Service – We have the ability and responsibility to live a life of significance through service and commitment to our values. We are committed to understanding our customers’ expectations and striving to exceed them with our outstanding service.
  5. Teamwork – We’re all in this together. Our success depends on the unique contributions of all employees and business partners. We do this by meeting commitments, being accountable, and making continuous improvement. We are committed to the success of our team.

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Mon.-Fri. 8:00AM to 4:30PM CST

Credit Insurance Division


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Credit Insurance products are offered by the Credit Insurance Division of American National Insurance Company and are issued through American National Insurance Company, Galveston, Texas; American National Property And Casualty Company, Springfield, Missouri; American National General Insurance Company, Springfield, Missouri; American National Lloyds Insurance Company, Galveston, Texas; American National County Mutual Insurance Company, Galveston, Texas; and ANPAC Louisiana Insurance Company, Mandeville, Louisiana. Services are also provided by American National Administrators, Inc., Galveston, Texas.

The issuing company has financial responsibility only for its own products and is not responsible for the products issued or provided by the other companies. Not all products and services are available in all states, and eligibility requirements apply.